‘We'd have to strip her down’: Insurance issues concerning mobile home owner in Manitoba
A mobile home owner could potentially be out thousands of dollars after learning her home might not be insurable.
Inside of Gloria Prichard’s RM of Norfolk Treherne mobile home, everything has been redone – from sewage, to wiring, to a new roof.
There’s only one thing left for complete her top to bottom renovation, excluding the frame.
"Once the siding is up that's it. There's nothing left to do on the trailer,” Pritchard said.
The 74-year-old returned to the workforce three years ago to pay for renovations for the 49-year-old home. But after a visit to her insurance broker - she learned her home insurance expires when her home turns 50.
"He hasn't even found another agency that would insure. So at this point there is nobody. So what do you do?"
Rob de Pruis, the national director of consumer and industry relations for Insurance Bureau of Canada, says many agencies are hesitant to insure mobile homes once they turn 30.
"Components are at least 30 years old and sometimes more,” de Pruis said. “Because insurance is about risk it could be a bit more difficult to find the right insurance coverage."
de Pruis says it is possible to insure an older mobile home - and documented improvements will help.
The Wawanesa Mutual Insurance Company - a company Pritchard had hoped to insure with, says in a prepared statement they do not insure older mobile homes.
"Older mobile homes have different coverage needs than Wawanesa is set up to provide,” it said. “We recommend that anyone with an older mobile home work with an independent insurance broker, as they are in the best position to help find the right insurance coverage."
Pritchard says if she can't insure it - she will lose her investments if something happens to the home or she moves.
"I would of course live in it as long as I can and then when I'm ready to move or pass on, then we'd have to strip her down,” she said.
Pritchard worries for other mobile home owners, including her neighbours who live in older mobile homes, might be unaware of the insurance issue.
For those who do have an older mobile home - the Insurance Bureau of Canada recommends bringing documents and photographs of home improvements to insurance brokers - and to shop around.
CTVNews.ca Top Stories
Pennsylvania chocolate plant blast kills 5, leaves 6 missing
An explosion at a chocolate factory in Pennsylvania Friday killed two people and left nine people missing, authorities said.
Ukraine says battle for Bakhmut is 'stabilizing'
The top commander of Ukraine's military said Saturday that his forces are pushing back against Russian troops in the long and grinding battle for the town of Bakhmut, and British military intelligence says Russia appears to be moving to a defensive strategy in eastern Ukraine.
'Everything is interwoven': Trudeau and Biden vow continued Canada-U.S. collaboration during historic visit
U.S President Joe Biden and Prime Minister Justin Trudeau have announced updates on a number of cross-border issues, after a day of meetings on Parliament Hill.
Asylum seeker deal between U.S. and Canada won't stop drama at border, advocates say
The new asylum seeker agreement between Canada and the United States will not deter migrants from trying to cross into Canada outside official ports of entry, Quebec immigration advocacy groups say.
Scientists say they've solved the mystery of cigar-shaped comet 'Oumuamua
Scientists now say they know outerspace object ‘Oumuamua is, and the answer is more simple than some previous theories have suggested.
'A riot of colours' and 'stunning views' can be found in Canada's national parks. Here's where to go this summer
This past week, Parks Canada opened up its reservation system for the 2023 season, offering places to stay, hikes to take and national historic sites to visit across the country. According to three experts, here's where to travel this summer.
Incredible photos show northern lights dancing across much of Canada
Sky-gazers and shutterbugs across much of Canada were treated to a spectacular display of northern lights Thursday night and into Friday morning.
W5
W5 | Comedian Russell Peters doesn't pull punches in climate of 'cancel culture,' 'political correctness'
CTV W5 speaks with members of the comedy industry, including Russell Peters, for a wide-ranging look at how political correctness and 'cancel culture' has changed the world of stand-up comedy.
Ontario woman kicks off 'long shot' search for wedding dress after dad mistakenly donates it
A woman in southern Ontario is making a plea to the public and kicking off a "long shot" search for her wedding dress after her father accidentally donated it earlier this year.
Regina
-
'It’s time for action': Sask. EMS receives small portion of budget's healthcare increase
Saskatchewan’s 2023-24 budget highlighted healthcare as one of its main priorities, with Emergency Medical Services getting a small cut of the new funding.
-
'They busted the locks on our deep freeze': Sask. Cree elder says moose meat was confiscated in raid
An elder from a Saskatchewan First Nation says his home was raided last fall by conservation officers who confiscated moose meat intended for use in a ceremonial gathering and feast.
-
Sask. likely taking cautious approach with budget surplus, economics professor says
Saskatchewan is likely taking a cautious approach when it comes to the surplus announced in the 2023-24 provincial budget, according to an associate professor of economics at the University of Regina.
Saskatoon
-
'They busted the locks on our deep freeze': Sask. Cree elder says moose meat was confiscated in raid
An elder from a Saskatchewan First Nation says his home was raided last fall by conservation officers who confiscated moose meat intended for use in a ceremonial gathering and feast.
-
'Going to be an eyesore': Warman residents oppose cell tower replacement
A Warman man is organizing opposition to a cell tower SaskTel is proposing to replace on the western edge of the city.
-
Here are the artists you can see at this summer's Sask. Jazz Festival
The SaskTel Saskatchewan Jazz Festival has announced its 2023 ticketed lineup.
Northern Ontario
-
Ontario's 2022 Sunshine List is out. Who was the top earner?
Ontario's so-called sunshine list is out and the three top paid public employees in the province are all at Ontario Power Generation.
-
W5 Investigates
W5 Investigates | 'Canadians should be very concerned about their drinking water': W5 investigates asbestos cement pipes
W5 investigates aging asbestos pipes across Canada and the potential health hazards if it ends up in your tap water. Watch W5's 'Something in the Water' Saturday at 7 p.m. on CTV.
-
Sudbury police charge OPP sergeant with criminal harassment
CTV News has learned an Ontario Provincial Police sergeant with 22 years of service has been charged in Sudbury with criminal harassment.
Edmonton
-
Oilers ready to gear up for Pride night, say 'Hockey is for everyone'
Players with the Edmonton Oilers say they are committed to celebrating Pride on Saturday night when they take on the Vegas Golden Knights at Rogers Place.
-
Road closures for Edmonton police funeral procession announced
The procession is scheduled to leave the Alberta Legislature grounds toward Rogers Place at approximately 11:45 a.m.
-
'More concrete and parking': Critics concerned over Hawrelak Park trees after FOIP request
Members of Edmonton's River Valley Conservation Coalition board say a freedom of information request shows the city plans to remove trees in Hawrelak Park to make room for infrastructure during the controversial three-year rehabilitation project at the park.
Toronto
-
Ontario woman kicks off 'long shot' search for wedding dress after dad mistakenly donates it
A woman in southern Ontario is making a plea to the public and kicking off a "long shot" search for her wedding dress after her father accidentally donated it earlier this year.
-
Ontario crypto king kidnapped, tortured in an attempt to get millions in ransom, documents say
Ontario’s self-described crypto king was allegedly abducted, tortured, and beaten for days as his kidnappers looked to solicit millions in ransom, his father told a court in December.
-
Ontario changes eye exam eligibility for seniors under OHIP
Ontario has reached a funding agreement with optometrists that increases some payments to them, but reduces some coverage for patients, including less frequent general eye exams for seniors.
Calgary
-
Violent Calgary road rage: New photos released, persons of interest sought
Calgary police have released photos of a man and vehicle believed to be involved in a case of road rage last month that left the victim with substantial injuries.
-
1 missing as 2 houses burn in afternoon fire in northwest Calgary
One person is missing and a dog is dead after two homes caught fire Friday afternoon in northwest Calgary.
-
Hurricanes wrap regular season home schedule with 6-4 win over Rebels
The Lethbridge Hurricanes won their final home game of the regular season Friday, defeating the Red Deer Rebels 6-4 at Enmax Centre.
Montreal
-
Asylum seeker deal between U.S. and Canada won't stop drama at border, advocates say
The new asylum seeker agreement between Canada and the United States will not deter migrants from trying to cross into Canada outside official ports of entry, Quebec immigration advocacy groups say.
-
Questions raised about safety of Old Montreal building destroyed by fatal fire
Police and firefighters have said it's too soon to say what caused the fire. But witnesses have raised questions about safety, including whether smoke detectors were working and whether there were proper emergency exits.
-
Montreal artist won't change puppet that community groups say looks like blackface
A theatre performance for children featuring a puppet that has been described as racist is continuing in the Montreal area. Several Black community organizations have criticized the puppet as being reminiscent of blackface minstrel shows — racist performances during which white people portrayed exaggerated stereotypes of Black people for laughs. But the show's creator — Franck Sylvestre, who is Black — has no plans to change the puppet, which he said is a caricature of his own features.
Ottawa
-
A mixed bag of wintry weather could hamper travel
The calendar says spring, but winter's icy grip hasn't loosened just yet, as a mixture of snow, ice pellets and freezing rain is in the forecast.
-
Fire seriously damages Gatineau, Que. restaurant
Firefighters were called to Les 2 petits cochons on Chemin Montreal Ouest just before 7:30 p.m. Friday. No one was hurt in the fire.
-
City considers $13 million grant for new hotel at Ottawa airport
Ottawa taxpayers could provide a $13 million grant to support the construction of a 180-room hotel at the Ottawa International Airport, as part of a program to support the airport's post-pandemic rebound.
Atlantic
-
EXCLUSIVE
EXCLUSIVE | Students hailed for aiding stabbed staff member; school principal and parents thank community
Two students are being recognized for their quick actions, and school administration and parents are thanking the community, after a difficult week at Charles P. Allen High School in Bedford, N.S.
-
More spring snow to hit the Maritimes Sunday
While one round of snow and rain has passed, another is lined up for the end of the weekend.
-
Provinces compete to retain, recruit health-care workers
As competition for health-care workers heats up, so too does the bidding.
Kitchener
-
Fake ‘Catch the Ace’ tickets reportedly being sold in Hagersville
Organizers of the ‘Catch the Ace’ lottery in Hagersville are warning the public about fake tickets as the jackpot climbs closer to $2 million.
-
Northern lights put on a stunning show in southern Ontario
Southern Ontario got a show-stopping look at the northern lights Thursday and there may be a repeat performance this weekend.
-
Alleged death threats sent to regional chair, court documents show
A Kitchener man has been arrested by Waterloo regional police for making alleged death threats towards Region of Waterloo Chair Karen Redman.
Vancouver
-
'Fentanyl, it’s destroying everybody': Homeless crisis grows in Chilliwack
On the streets of Chilliwack, there are more homeless people than ever before, and some of them are barely teenagers.
-
Demand grows to ban octopus farms in Canada
Over 11,000 people have signed a petition demanding the Canadian government ban octopus farms from opening in the country.
-
'It was a whole dance of lights': Aurora borealis peeks through the clouds in Vancouver
Samuel Troya saw the northern lights over Vancouver once before, about a year and a half ago, but it was nothing like the spectacle he witnessed Friday morning.
Vancouver Island
-
Memorial hockey game honours firefighters and raises awareness of on-the-job hazards
Greater Victoria firefighters will be lacing up their skates Saturday to honour three members who died after serving their communities.
-
Prolific offender arrested, charged after cache of stolen IDs found in search of Saanich home
A prolific offender has been arrested and charged after police searched a home in Saanich and found more than 100 pieces of personal identification, including passports, bank cards and drivers licences, believed to have been stolen from vehicles throughout Greater Victoria.
-
'It's just a matter of time': Mother of Victoria boy who disappeared 32 years ago believes he's still alive
The mother of a Victoria child who disappeared without a trace 32 years ago Friday says she believes her son is still alive. Michael Dunahee disappeared around 12:30 p.m. on March 24, 1991. The four-year-old boy was last seen on the playground at Blanshard School, his family a short distance away.