‘We'd have to strip her down’: Insurance issues concerning mobile home owner in Manitoba
A mobile home owner could potentially be out thousands of dollars after learning her home might not be insurable.
Inside of Gloria Prichard’s RM of Norfolk Treherne mobile home, everything has been redone – from sewage, to wiring, to a new roof.
There’s only one thing left for complete her top to bottom renovation, excluding the frame.
"Once the siding is up that's it. There's nothing left to do on the trailer,” Pritchard said.
The 74-year-old returned to the workforce three years ago to pay for renovations for the 49-year-old home. But after a visit to her insurance broker - she learned her home insurance expires when her home turns 50.
"He hasn't even found another agency that would insure. So at this point there is nobody. So what do you do?"
Rob de Pruis, the national director of consumer and industry relations for Insurance Bureau of Canada, says many agencies are hesitant to insure mobile homes once they turn 30.
"Components are at least 30 years old and sometimes more,” de Pruis said. “Because insurance is about risk it could be a bit more difficult to find the right insurance coverage."
de Pruis says it is possible to insure an older mobile home - and documented improvements will help.
The Wawanesa Mutual Insurance Company - a company Pritchard had hoped to insure with, says in a prepared statement they do not insure older mobile homes.
"Older mobile homes have different coverage needs than Wawanesa is set up to provide,” it said. “We recommend that anyone with an older mobile home work with an independent insurance broker, as they are in the best position to help find the right insurance coverage."
Pritchard says if she can't insure it - she will lose her investments if something happens to the home or she moves.
"I would of course live in it as long as I can and then when I'm ready to move or pass on, then we'd have to strip her down,” she said.
Pritchard worries for other mobile home owners, including her neighbours who live in older mobile homes, might be unaware of the insurance issue.
For those who do have an older mobile home - the Insurance Bureau of Canada recommends bringing documents and photographs of home improvements to insurance brokers - and to shop around.
CTVNews.ca Top Stories
Freeland's budget to include grocery rebate for lower income Canadians, here's what else to expect Tuesday
The 2023 federal budget will include a one-time 'grocery rebate' for Canadians with lower incomes who may be struggling with the rising cost of food, CTV News has confirmed.
Nashville school shooting suspect was former student: police
Authorities say they believe the 28-year-old female shooter who killed three children and three adults at a private Christian school in Nashville on Monday was a former student.
Canadian Pacific train derails in rural North Dakota and spills chemical
A Canadian Pacific train derailed in rural North Dakota Sunday night and spilled hazardous materials. But local authorities and the railroad said there is no threat to public safety.
'It's horrific': Calgary house explosion injures 10 people
The Calgary Fire Department says at least 10 people were injured in a 'sudden and devastating' explosion in the city's northeast on Monday that completely destroyed one home.
LIVE NOW
LIVE NOW | Funeral underway for Edmonton officers killed in the line of duty
The appreciation and respect shown by the public after two Edmonton Police Service officers were killed in the line of duty has not gone unnoticed, their families said in a statement ahead of the regimental funeral on Monday.
Gwyneth Paltrow accuser calls Utah ski crash 'serious smack'
The man suing Gwyneth Paltrow over a 2016 skiing collision at one of the most upscale resorts in North America took the stand Monday, saying he was rammed into from behind and sent 'absolutely flying.' The trial in Utah hinges on who crashed into who.
MP Han Dong says he's retained lawyer, plans to sue Global News over interference report
Toronto MP Han Dong says he is taking legal action over a media report that alleged he spoke to a Chinese diplomat in February 2021 about delaying the release of two Canadians detained in China at the time.
How many COVID-19 vaccine doses should you have by now?
Here is a summary of the current COVID-19 vaccination guidelines from NACI, for both children and adults who are at increased risk of serious illness and those who are not.
Sask. judge grants bail for Quewezance sisters who say they were wrongfully imprisoned nearly 30 years ago
A pair of Saskatchewan sisters have been granted bail after spending almost 30 years in prison for what they describe as a wrongful conviction.
Regina
-
Regina mother stands trial for 2nd-degree murder in death of 18-month-old son
A woman accused of killing her 18-month-old son sat holding a small teddy bear in the prisoner’s box as she listened to prosecutors outline the evidence against her on the first day of trial.
-
Sask. judge grants bail for Quewezance sisters who say they were wrongfully imprisoned nearly 30 years ago
A pair of Saskatchewan sisters have been granted bail after spending almost 30 years in prison for what they describe as a wrongful conviction.
-
Sask. village loses arena in late night 'inferno'
The Village of Liberty is grieving the loss of its rink after it fell victim to a late night 'inferno' over the weekend.
Saskatoon
-
Nearly a third of Saskatoon's water-main networks contain asbestos, CTV News investigation finds
Nearly a third of Saskatoon's water-main networks contain asbestos, according to data uncovered by the investigative team at CTV News' W5.
-
Saskatoon Blades hope 'sound, structured' style might be enough to stave off Bedard
The Saskatoon Blades anticipate Friday’s playoff opener against the Regina Pats could be another sold-out game.
-
Sask. judge grants bail for Quewezance sisters who say they were wrongfully imprisoned nearly 30 years ago
A pair of Saskatchewan sisters have been granted bail after spending almost 30 years in prison for what they describe as a wrongful conviction.
Northern Ontario
-
Here is why the defence says Wright should be found not guilty of 1998 Sudbury murder
Closing arguments are being heard at the Sudbury courthouse Monday in the trial for the man accused of killing Renee Sweeney in 1998 with the defence saying there is plenty of reasonable doubt to support an acquittal.
-
Nashville school shooting suspect was former student: police
Authorities say they believe the 28-year-old female shooter who killed three children and three adults at a private Christian school in Nashville on Monday was a former student.
-
Freeland's budget to include grocery rebate for lower income Canadians, here's what else to expect Tuesday
The 2023 federal budget will include a one-time 'grocery rebate' for Canadians with lower incomes who may be struggling with the rising cost of food, CTV News has confirmed.
Edmonton
-
LIVE NOW
LIVE NOW | Funeral underway for Edmonton officers killed in the line of duty
The appreciation and respect shown by the public after two Edmonton Police Service officers were killed in the line of duty has not gone unnoticed, their families said in a statement ahead of the regimental funeral on Monday.
-
In Pictures: Remembering Constables Travis Jordan and Brett Ryan
On March 27, a regimental funeral will be held for Edmonton Police Service Constables Travis Jordan and Brett Ryan who were killed in the line of duty on March 16, 2023.
-
'It's horrific': Calgary house explosion injures 10 people
The Calgary Fire Department says at least 10 people were injured in a 'sudden and devastating' explosion in the city's northeast on Monday that completely destroyed one home.
Toronto
-
'Terrible tragedy': Politicians speak out following fatal stabbing of teen at Toronto subway station
Politicians and advocacy groups are speaking out following the fatal stabbing of a 16-year-old boy a Toronto subway station on Saturday.
-
Man who went missing after Richmond Hill house fire charged with arson
Police have located and laid a number of charges against a young man who was missing for nearly five days after he was last seen leaving his residence following a house fire and subsequent explosion.
-
Trucker pleads guilty to careless driving in 2020 death of activist outside pig slaughterhouse
The truck driver who ran over and killed an Ontario animal rights activist pleaded guilty to careless driving causing death on Monday, a case the Crown lawyer said stood the 'very reasonable' possibility of acquittal had it gone to trial.
Calgary
-
'It's horrific': Calgary house explosion injures 10 people
The Calgary Fire Department says at least 10 people were injured in a 'sudden and devastating' explosion in the city's northeast on Monday that completely destroyed one home.
-
LIVE NOW
LIVE NOW | Funeral underway for Edmonton officers killed in the line of duty
The appreciation and respect shown by the public after two Edmonton Police Service officers were killed in the line of duty has not gone unnoticed, their families said in a statement ahead of the regimental funeral on Monday.
-
Man sent to hospital after crash that closed section of Glenmore Trail
Calgary police says a section of Glenmore Trail has been closed for a serious crash on Monday morning.
Montreal
-
Police find 6th and 7th bodies inside site of Old Montreal fire
Police say they have found the sixth and seventh bodies inside a building in Old Montreal that burned down 11 days ago and do not expect find any more victims. With the death toll now expected to remain at seven, police said they can begin to focus their efforts on finding the cause of the deadly March 16 fire.
-
Quebec proposes extending nurses' bonuses to June
Treasury Board President Sonia LeBel is proposing the bonuses paid to nurses — which are set to expire next Thursday — be extended at least through June.
-
Freeland's budget to include grocery rebate for lower income Canadians, here's what else to expect Tuesday
The 2023 federal budget will include a one-time 'grocery rebate' for Canadians with lower incomes who may be struggling with the rising cost of food, CTV News has confirmed.
Ottawa
-
NHL commissioner in Ottawa to meet with officials, attend Senators game
NHL Commissioner Gary Bettman is in Ottawa today with a schedule that includes meeting with the mayor, officials from the National Capital Commission and attending the Senators game against the Florida Panthers.
-
Freeland's budget to include grocery rebate for lower income Canadians, here's what else to expect Tuesday
The 2023 federal budget will include a one-time 'grocery rebate' for Canadians with lower incomes who may be struggling with the rising cost of food, CTV News has confirmed.
-
'Rigorous' cost management needed as $5B Centre Block renovation proceeds: AG report
Despite delayed decision-making by parliamentarians, Canada's massive renovation of Parliament Hill's Centre Block is being effectively managed so far, according to a new audit. However, 'rigorous' cost management will be needed as the work proceeds, cautions auditor general Karen Hogan.
Atlantic
-
'All I want to know is where he is': Moncton-area woman pleads for help in finding missing brother
After nine days with no answers, a Moncton-area woman is asking for the public’s help in finding her missing brother, Brian Lewis.
-
Freeland's budget to include grocery rebate for lower income Canadians, here's what else to expect Tuesday
The 2023 federal budget will include a one-time 'grocery rebate' for Canadians with lower incomes who may be struggling with the rising cost of food, CTV News has confirmed.
-
'People are going to be shocked': NSLC hikes prices ahead of federal tax increase
Regular shoppers at Nova Scotia liquor stores faced significant price hikes Monday, less than a week before another sizable federal tax increase.
Kitchener
-
Cashier at St. Marys Foodland stops fraud at counter: Stratford police
Stratford police are praising a cashier at a St. Marys Foodland that recognized a case of fraud and helped stop it.
-
Tax return delays possible if CRA workers strike
Thousands of Canada Revenue Agency workers are threatening strike action and it could cause a delay for Canadians trying to file their 2022 taxes.
-
New long-term care home to be built next to Stratford General Hospital
The Huron Perth Healthcare Alliance has announced plans for a new 128-bed long-term care home beside Stratford General Hospital.
Vancouver
-
Man killed in downtown Vancouver stabbing, murder charge laid
One man is dead and another has been charged with murder after a stabbing outside of a downtown Vancouver Starbucks Sunday.
-
BC Place is introducing a $5 menu. Here's what's on it.
A cheaper option is coming to concession stands at Vancouver's BC Place this week, as the stadium prepares to offer a limited range of $5 items.
-
Man caught driving stolen Toyota 4-runner within 24 hours of being convicted of theft: Abbotsford police
An Abbotsford man was arrested on Saturday after police say he was caught driving a stolen vehicle, less than 24-hours after he was charged in another theft.
Vancouver Island
-
New rapid bus to connect West Shore with downtown Victoria next month
BC Transit is unveiling a new bus route that will connect the West Shore area with downtown Victoria.
-
Sidney Street Market returning after 3-year hiatus
The popular Sidney Street Market is returning to the seaside town this summer, following a years-long hiatus due to the pandemic.
-
Nanaimo man charged in shooting at downtown homeless camp
A 37-year-old Nanaimo man has been charged in connection with a shooting earlier this month at a homeless camp in the city's downtown core. Craig Truckle of no fixed address was arrested without incident around 11 p.m. Wednesday by Nanaimo RCMP patrol officers. He was charged the following morning with one count of pointing a firearm without a lawful excuse.